While the stamp duty holiday and ‘Eat out to help out’ scheme stole the headlines in Chancellor Rishi Sunak’s Summer Economic Update in early July, an overlooked incentive was the Green Homes Grant scheme, where homeowners and landlords will be able to apply for vouchers towards the cost of energy-saving improvements to their properties. Under … Read more
No-one could have predicted what we experienced during first half of 2020, when the word ‘furlough’ had never been heard before and a ‘pandemic’ was something we read about in the history books! The notion that you could have been completely prepared for what was to come is difficult to comprehend. I’m guessing that if … Read more
The government recently announced the deadline for building work under the current Help to Buy scheme will be extended from December 2020 to February 2021. The extension allows an additional two months to complete properties and is intended to mitigate the impact of coronavirus. It is welcome news for thousands of buyers whose purchases looked … Read more
The end of June signified the end of the initial three-month period of Mortgage Payment Holidays announced in March. However, with the recent announcement of the extension of the scheme until 31st October, many property owners will be asking whether they should extend or apply for a Mortgage Payment Holiday, and what exactly are the … Read more
With many mortgage lenders resuming physical valuations on properties in England, the property market seems to be breathing back into life. Coupled with the majority of house builders returning to building sites, there is renewed hope for whatever stage of property ownership you’re at. But what’s next for you in the property market? We hope to … Read more
This pandemic has taught all of us that you can never be too prepared for when things go wrong. It has shown us that protecting what matters is so important because we never really know what is around the corner. Of course, events like global pandemics are incredibly difficult to predict, and I’m sure that … Read more
With a changing mortgage market, it can be an unsettling time to be in the process of applying for a mortgage. Sensationalised headlines can make it seem like the industry has shut down and your efforts and money have been lost. However, for many that’s not the case, and it’s simply that your mortgage journey … Read more
As you are no doubt aware, the Coronavirus (COVID-19) pandemic has caused disruption across the nation. Given the changing circumstances, now might be the best time to conduct a full financial review. If you’d like to discuss your individual financial situation please contact us. Mortgage Payment Holidays On Tuesday the government announced that mortgage lenders … Read more
Whether you are moving up the property ladder or you are taking that milestone first-step to home ownership it’s an exciting time! Having worked hard saving up for a deposit you are now ready to start the next chapter in your life – but there’s plenty to consider about your mortgage, and it can be … Read more
Having life insurance in place is incredibly important. No one likes to think about death but what if the worst were to happen to you? Would your loved ones be able to manage financially? Life insurance is designed to pay out on death, but really it’s to help those left behind carry on living. It … Read more