Since the end of 2019 confidence in the housing market has been growing. The housing market has continued to rebound in 2020 boosted by some political certainty and a release in the pent-up demand that has built up over the last few years for the buying and selling of properties. Homeowners, and those looking to … Read more
2019 was an interesting year for the Buy to Let market as more landlords chose to use a limited company structure to purchase their properties, with this trend likely to continue into 2020. Research from Precise Mortgages found that 62 per cent of landlords with 10 properties or fewer intend to purchase their next buy … Read more
Hindered by political and economic uncertainty, the housing market in 2019 was described as flat by many commentators. House price growth stagnated, potential buyers were hesitant and those looking to sell their properties were cautious. Confidence was low. However, with the country now having some more certainty, the housing market appears to be on the … Read more
Later life borrowing is becoming ever more relevant. The UK’s population is ageing and it is projected that by 2050 one in four people will be aged 65 and over – an increase from approximately one in five in 2018, according to the Office for National Statistics. More 2 Life have predicted that the later … Read more
Happy new-year! It’s 2020 already, and a brand-new decade! The start of the new year brings some fresh opportunities for the mortgage market, which is good news for those borrowing to purchase their first property or move home. Despite the industry facing some uncertainties in 2019, we’re starting off 2020 with some good news from … Read more
In what has been described as a somewhat stagnant economic and mortgage market by some commentators, it may come as a welcome surprise to homeowners that house prices across the country have been increasing, according to the latest House Price Index data from Halifax. The data has shown a marked increase of 2.1% in November … Read more
There are a staggering 4.5 million privately rented households in the UK, according to figures from the Office for National Statistics. And although tenants homes are at risk if they’re unable to pay their rent due to accident, illness or death, protection remains a rarity among renters. A study from Aviva has found that the … Read more
A remortgage is the act of switching your existing mortgage to a new deal, either with your existing lender or a new provider. You don’t need to move house and the new mortgage is still secured against the same property. There are a whole host of reasons for remortgaging your property, from raising money for … Read more
You or your loved ones could be able to get 25% extra on your savings for your first home, with a Lifetime ISA. For potential first-time buyers, purchasing their first home may seem like a distant dream rather than a reality. Almost half of renters say they would not be able to get onto the … Read more
Having personal protection in place is incredibly important. What if the unthinkable were to happen to you? If you were off work for a long period of time because of an accident or critical illness would you be able to cope financially? And if the worst were to happen, how would your loved ones manage … Read more