Mortgage lending in the UK is still rising!
Despite a backdrop of Brexit, other economic concerns and ‘Political Playtime’, residential mortgage lending in the UK is rising.
Guild Mortgage Staff
Having Deposit Problems? – You’re NOT alone
Are young people relying on inherited money to get ont onto the property ladder???
Mortgage Prisoners
Mortgage prisoners are predominantly those borrowers who took out a mortgage before the financial crisis but are now blocked from switching to better rates due to changes in lending practices. There are now an estimated 200,000 homeowners that are trapped on high interest-rate loans with unregulated or inactive firms, and are unable to switch to … Read more
How to Help the Self Employed!
Data released by the Office for National Statistics last month revealed the number of self-employed workers in the UK has surged to a new record high. There are now a massive 4.9 million workers across the nation who are their own boss. Being self-employed can bring with it many benefits. You can work around your … Read more
Do millennial parents really need life insurance?
A study of millennial parents has revealed some startling statistics and attitudes towards life cover. Three quarters of young parents said they have no life insurance in place to cover them should the worst happen.
Potential homeowners would be open to a 40-year mortgage term.
3.25 Million more first-time buyers could afford to get onto the property ladder by using a 40-year mortgage term.
Five tax rules landlords need to know
Landlord tax rules have seen some significant changes over the last few years. We have highlighted a few of them…
UK Life Insurance is the cheapest in the world
Did you know that the UK has the Cheapest Life Insurance in the world. Read here to find out about how premiums have actually reduced in the last 10 years.
The ‘Bank of Mum and Dad’
The Bank of Mum and Dad are parents who are willing to lend their children money if they are fortunate enough to be in a position to do so.