Income is undoubtedly your most valuable asset, and protecting it is crucial for both present and future financial security. It’s the source of paying for daily expenses, investing for the future, and building a secure financial foundation. The importance of income protection Income protection helps ensure that you can meet financial obligations and maintain your … Read more
If you are looking at refinancing, remortgaging and product transfers are two popular options for homeowners looking to make changes to their mortgage. While both can help release funds in your home, there are key differences between the two. What are the differences? Remortgaging involves taking out a new mortgage on your existing property, replacing … Read more
Getting your house ready to sell requires preparation and effort, but it can significantly increase the chances of a successful sale. Here are some tips to help you get your house in the best condition before selling: Declutter and depersonalise: Remove personal items such as family photos and memorabilia, and clear away clutter from countertops … Read more
Valentine’s day is a special day to celebrate love and affection between partners. It’s a day to show appreciation and to make memories that last a lifetime. While love and affection are important, there is another aspect of family life that should not be overlooked – insurance. Peace of mind Insurance is a crucial aspect … Read more
The protection industry can have a positive influence, providing clients with the tools to manage their health and look ahead to achieving new year’s resolutions. Here’s how added-value benefits can impact your health in 2023… Insurance Benefits Protection plans are there to provide financial security, should the worst happen to you. Whether that involves death, … Read more
Securing a mortgage while self-employed can be an overwhelming task. Uncertainty over the cost-of-living crisis makes it a challenging environment, so start the new year on the right foot and understand the options available for self-employed clients. Self-employment in 2023 According to the Office for National Statistics (ONS) self-employment is on the rise, with the … Read more
Demand for rental accommodation in the UK was up by 23% in 2022, as rents hit a record high. The new year could see a continued rise in rental demand and prices, is now the time to undertake a new challenge? What is a buy-to-let mortgage? Buy-to-let mortgages are designed to help you buy a … Read more
After nine years, the Help to Buy scheme for first-time buyers is coming to an end. With the application deadline having already passed – the attention for first time buyers now turns to the available alternatives. 361,075 homes were bought with a Help to Buy equity loan between April 1st, 2013, and March 31st, 2022 … Read more
The festive season is upon us. A time of family, togetherness and most importantly – presents! In a time of gift giving, it’s important to consider how you can protect any fancy new gadgets or expensive gifts you may receive this year. It would be devastating enough for your home to be broken into or … Read more
You have more than likely heard the term ‘base rate’ banded around in the news over the last few months, but what does it actually mean? Why does one rate have such an impact on so many mortgage products nationwide and why has it risen? We take a look at all you need to know … Read more