Protection insurance is severely undervalued by thousands of people across the UK. Often seen as an unnecessary expense, there are a vast number of people in this country who are yet to take out a protection plan. This means they’re unprepared should they lose their income, or worse. With a cost-of-living crisis currently causing panic … Read more
New research conducted by Royal London has revealed that smokers can save up to £16,000 on life insurance premiums by quitting. According to the insurer, non-smokers could be entitled to lower rate premiums if they have avoided tobacco, or nicotine replacement products such as e-cigarettes, for at least a year. So, how much of an … Read more
You have more than likely heard the term ‘base rate’ in the news over the last few months, but what does it actually mean? Why does one rate have such an impact on so many mortgage products nationwide? Why has it risen? We take a look at all you need to know about the base … Read more
The announcement of the spring statement brought the news that VAT on energy saving materials is set to be scrapped. Chancellor Rishi Sunak said the move was partly due to rising energy costs as homeowners look to use as little energy as possible in order to save on their bills. The move will see materials … Read more
It’s relatively common knowledge that the cost of living will be going up in April of this year and there is plenty of apprehension surrounding the subject. With recent events in Europe heightening that concern, many plan to slash any non-essential outgoings in order to help deal with the increased energy costs. So, where does … Read more
The average asking price for homes in the UK rose sharply in February due to strong demand for properties and homes in shorter supply. According to Rightmove, asking prices have experienced the biggest monthly increase since the company started recording such data in 2001. With property prices already high, this revelation comes as welcome news … Read more
At the beginning of February, the government released their ‘levelling up’ white paper. This document sets out a “complete system change” on how they operate, and will be put into practice in order to level up the UK. The paper outlines 12 new national missions with a view to them being achieved by 2030. So, … Read more
It’s been nearly two years of key workers holding the country up on their shoulders through their immeasurable effort and sacrifice throughout the pandemic. Now, more and more mortgage products are becoming available with exclusive benefits specifically for key workers. So, what do you need to know when it comes to benefiting from these special … Read more
Critical illness cover (or CIC) is a type of insurance that is often sold alongside life insurance. It is designed to provide you and your family with financial stability if one of you were to fall seriously ill. It’s of course not a nice thing to think about but preparing for the worst is always … Read more
Reports of rising inflation in the UK are flooding the news. With inflation hitting a 30 year high in recent weeks, it’s bound to have an effect. Here we look into what could happen and how best to deal with the situation. What is inflation? Inflation is a measure of the relative value of a … Read more