2021 was another unprecedented year for the protection industry with climate change summits, wildfires, stuck cargo ships and of course the COVID-19 pandemic. It seems that everything that has happened over the last 12 months has presented a new challenge for the industry, challenges that are regularly being overcome. It was a record-breaking year for … Read more
As more uncertainty looms overhead with the Covid-19 pandemic seemingly worsening once again, the potential for further restrictions is a constant consideration on the minds of many. Restrictions can play havoc with anyone’s plans, but what happens when it comes to moving house? Covid has been around for a while now and we’ve all learned … Read more
The Bank of England recently announced an increase to its base rate from 0.1% to 0.25%. This will inevitably have an affect on everyone in the country. With further increases potentially set to occur in the next couple of years – how could this change affect your mortgage, your finances and your day-to-day life? The … Read more
Hope Rises in Bristol is offering revolutionary social housing solutions for young people at risk of homelessness by building net-zero carbon homes. These homes were on display at the COP26 to showcase green housing solutions that tackle both the housing crisis and the climate crisis – but could this be a common form of housing … Read more
Earlier this month, AMI released their latest report that opens up some really intriguing protection-based conversations. The report delves into several recent surveys of consumers and advisers alike that have provided some surprising (and some unsurprising) statistics. Chair of AMI, Andrew Montlake, said that this report “represents a continuing journey to help understand and improve … Read more
It is likely that interest and mortgage rates will increase, but there are still plenty of rates currently at an all-time low. The stamp duty holiday may be over, but the housing market is still in an exceedingly positive place with high demand and low interest rates. But is this the perfect time to purchase … Read more
The global pandemic has forced thousands of people up and down the country either permanently or temporarily out of work. With a spike in job losses and redundancies, more people than ever have decided to become self-employed. Without a steady, guaranteed monthly income, getting a mortgage while self-employed can be a daunting task, so let’s … Read more
Mental health struggles are all too familiar to a large percentage of UK residents. An invisible illness can be hard to battle and even harder to explain – especially to an employer. Issues with mental health can be an incredibly valid reason to take time away from work. We’ve delved into how insurers can help … Read more
2021 has seen some welcome good news in the first-time buyer market. Mortgage affordability for people buying their first home has improved by 20% since the turn of the year according to Mortgage Broker Tools’ latest index. We take a look at some of the newer options available to first-time buyers that can help to … Read more
After a whirlwind 18 months, it would seem some form of normality is on the horizon. The pandemic has changed the face of the housing industry drastically. So, how has the buy- to-let (BTL) market changed as we finally emerge from the other side? First of all, it’s important to note that the BTL market … Read more